How to Build Credit Score with This furniture credit card?

Have you thought about sprucing up your interior décor but limited by a bad credit score? Ashley HomeStore makes it possible to acquire luxury furniture from any of their outlets or dealers using the Ashley Furniture Credit Card. The card also comes with exclusive offers that aren’t accessible to other home store customers. On top of that, you’ll get to rebuild your bad credit score! The card submits consumers’ account activities to the main credit bureaus, making it one of the best cards to consider for rebuilding a bad credit score.

What’s Ashley Furniture Credit Card?

Ashley Furniture Credit Card from Synchrony Bank is a credit card designed for consumers to purchase furniture from Ashley HomeStore, selected clearance outlets, and retail locations. What makes the credit card outstanding is that it has minimal eligibility requirements with no annual fees. It allows you to make 0% APR purchases for up to 6 years. This credit card allows consumers an introductory APR on 0% balance transfers for up to 18 months.

Benefits of The Ashley Furniture Credit Card

Ashley Furniture Credit Card comes with lots of enticing perks for consumers to acquire new furniture. If you make your payments on time, you can avoid unnecessary interests and fees. This is the same for any credit card.

Special Financing Offer

If you’re lucky to get the Special Financing offer and make your monthly payments according to the applicable terms, you can defer your interest payment for some time. The offers include:

•Six months no interest.
•Twelve months no interest.
•Twenty-four months no interest with a $1,499 minimum purchase requirement.
•Forty-eight months no interest with a $2,499 minimum purchase requirement.

You need to pay close attention to the minimum purchase requirement. Otherwise, you may end up with high interest owed.

Financing with zero down payment

The credit card provides financing without requiring you to make a down payment. Most furniture stores demand consumers to make a down payment for taxes and shipping charges upfront. Ashley HomeStore lets you enjoy your furniture’s comfort a couple of weeks before making your first payment.

Account management on the go

With the Ashley furniture credit card, you’ll get to manage your account from anywhere on your laptop or smartphone. You’ll also get electronic statements, check your balance, and schedule payments in your online account.

No account opening or annual fees

There won’t be any charges for opening an account when applying for the furniture credit card. Additionally, there won’t be annual fees charged to keep the account active as long as you make your payments on time.